Term Loan

As your small business grows, you may need access to short term loans or long term loans to purchase equipment, fund business growth, fund payroll or buy a new building. Business Factors offers many different business loans to choose from to make your business dreams a reality.

We offer both fixed-rate short term loans and long term loans that offer an unchanging interest rate over the term of the loan, making it easy to budget with the same, predictable payments.

We also offer adjustable-rate short term loans and long term loans whose interest rates adjust periodically as rates shift. These are great for businesses with financing needs that place a burden on their cash flow, as they may let you take advantage of lower near-term interest rates.

Benefits of business loans and financing from Business Factors include:

• Fast cash – Most of our loans and financing transactions can be closed in as little as 5 business days
• Financing for nearly any type of business in nearly any industry – We offer loans to a wide range of industries, including trucking, temporary personnel agencies, printing companies, manufacturers, wholesalers, and many service industries such as janitorial and armed guard services.
• Past credit problems are not a disqualifier – we regularly finances start-ups companies that are recently unprofitable or have wild swings in their business cycle, and even ones that need assistance in dealing with tax issues.
• Improved cash flow – our loans can be used for inventory, payroll or expanding your business with more stable cash flow.

At Business Factors we are dedicated to offering the best at the lowest rates with the highest customer service. We always have a Business Factors representative for you to talk to and ask any questions you might have. Call us any time at 888-234-6663, or apply online and receive an answer in as little as 24 hours!