Asset Based Loan

Receivable based financing and inventory finance have become useful tools for many businesses with a lack of cash flow and a need for growth. Business Factors offers asset based lending loans for small and mid-sized companies that need to maximize their borrowing capacity using accounts receivable and inventory as collateral.

Unlike traditional banks that rely heavily on balance sheet ratios and cash flow projections as lending criteria, Business Factors evaluates your business assets as the main criteria for our asset based loans. The result is far greater borrowing power with more flexible cash flow than can be achieved from a traditional banking approach.

Asset based lending loans are a great choice for manufacturers, distributors and service companies in any industry whose seasonal needs and industry cycles often disrupt their cash flow. The majority of our clients who opt for asset based loans are companies that have good performing receivables and are growing faster than their cash flow intake.

Business Factors routinely finances companies that are recently unprofitable or have wild swings in their business cycle, and even ones that need assistance in dealing with tax issues. Businesses that do not qualify for traditional bank financing are the lifeblood of Business Factors.

With asset based lending loans you use a portion of your assets to secure the loan. We offer fast cash and even faster approval. We offer faster approval for asset based loans than banks and most other lenders.

Business Factors can help your business during unstable economic times, and send you on the way to a profitable future. We have representatives standing by 24/7 to answer any and all questions and concerns. Call us today at 888-234-6663.