Electronic Payment Financing

Electronic Payment Financing (EPF) allows you to monetize your business’s future sales to obtain that critical financing today. If you receive payments from your clients, billing services or insurance providers electronically, you can qualify for up to $500,000 of short term unsecured funds through the EPF program.

Clients typically qualify for 50%-100% of their average monthly gross sales, and the funding can be drawn down in full, or in increments. Financing can be used for many revenue enhancing/cost reducing investments such as:

• Equipment acquisition or upgrade, to improve operations and generate new revenue streams
• Marketing and advertising campaigns including print, radio or call center investment
• Acquire or renovate additional operating space
• Hire and train new staff

Personal credit is not relevant to our analysis because our financing requires no personal guarantee and no fixed repayment and is best suited for investments that yield results over a period of time. We only succeed when you succeed.

EPF is very flexible that most clients consider it ‘temporary equity’. Business Factors puts it full resources behind assisting a client in achieving its goal successfully and is a viable alternative to mezzanine financing. EPF requires an initial submission package of a completed application plus 6 months of bank statements and electronic payment statements. From this, Business Factors can determine what amounts you qualify for and what structure best fits your needs.